Mortgage Checklist

Property Information (if you already have a contract on a house)

  • Purchase Agreement
  • If you are selling your current home, copy of listing contract
  • If you have already sold your current home, copy of settlement statement (HUD-1).

Income and Assets

  • Current Pay stubs or if self employed, past two years of Tax returns
  • Past 2 years W-2s
  • Names and addresses of each employer for past 2 years
  • Statements for each bank, mutual fund, and/or investment account for the past two months (all pages)
  • If retired, Pension Award Letter or if direct deposited - bank statements for last two months showing direct deposit.
  • If you receive Social Security, Social Security Award Letter or if direct deposited - bank statements for last two months showing direct deposit.
  • If you receive child support, copy of divorce or separation agreement.

Miscellaneous

  • Residence addresses for the past two years.
  • If you are not a citizen, a copy of the front and back of your green card.
  • Name and phone number of homeowner's insurance agent.
Bradford Mortgage Company
100 N. Cherry Street, Suite 400, Winston Salem, NC  27101
Direct:  (336) 714-7440
cpiner@bradfordmc.com
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